Take Our Quiz
Are You Saving Savvy?

Is your spending style more “Frugral Frida” or “Lavish Lisa?” Take our spending habits quiz to find out!

1.	When the holidays are approaching like an advancing train and you need gifts for your sibs, parents, and cousins, you:
		a.	Did this months ago. By shopping around in advance, you found some great deals and saved yourself a bundle.
		b.	Are in a bit of a time crunch, but at least by forgoing laser tag and cutting back on eating out with friends, you have enough money to pay for everyone’s presents.
		c.	Make a mad dash to the mall to pick up last-minute gifts. There aren’t any bargains to be found, but if you can’t spurge on family, who can you splurge on?

2.	You’re thinking of doing some babysitting because:
		a.	It’s important to have your own money. You never know when you’re going to need it!
		b.	There is a totally awesome shirt down at the mall that you have to have.
		c.	You owe your parents $200, and the tab keeps growing.

3.	You and your friends are hanging out at the mall when you spot a dress that you know would knock ‘em dead! The only problem is it’s pretty expensive and hasn’t gone on sale yet. You:
		a.	Leave it, but keep checking back. When it goes on sale, it is SO yours!
		b.	Ask your parents if they’ll get it for you for your birthday. A special occasion does call for a special outfit.
		c.	Buy it—it might not be there in a week.

4.	The best time to buy something is:
		a.	When you really need (not want!) it.
		b.	The end of the season—there are some serious discounts!
		c.	Pre-season—how else are you supposed to sport all the hottest trends?

5.	Your spending motto is:
		a.	Save it for a rainy day
		b.	Budget, budget, budget.
		c.	Just Buy It! (You’ll sweat the consequences another day.)

6.	When it comes to paying for things you:
		a.	Always use cash. No cash, no purchase.
		b.	Occasionally use your credit card but always pay the bill in full and on time.
		c.	Have your parents pay—eventually you’ll pay them back, right?

7.	With your new job at a local store, you’re receiving regular paychecks. Hello, money! Each week you:
		a.	Squirrel it away. A penny saved is a penny earned.
		b.	Deposit half of it in the bank, and use the rest as spending money.
		c.	Have already spent it in your head before the check is even in your hand.

8.	You keep your money:
		a.	In a CD. This way it earns more interest and you can’t be tempted to withdraw it.
		b.	In a checking account where you can access it when you need it.
		c.	In your pocket—ever ready for a quick-draw.